Strengthening public safety nets from the bottom up

Jonathan Morduch, Manohar Sharma

Research output: Contribution to journalArticlepeer-review


Helping to reduce the vulnerability poses a new set of challenges for public policy. A starting point is understanding the ways in which communities and extended families try to cope with difficulties in the absence of public interventions. Coping mechanisms range from the informal exchange of transfers and loans to more structured institutions that enable an entire community to provide protection to its neediest members. This article describes ways of building public safety nets to complement and extend informal and private institutions. The most effective policies will combine transfer systems that are sensitive to existing mechanisms with new institutions for providing insurance and credit and for generating savings.

Original languageEnglish (US)
Pages (from-to)569-588
Number of pages20
JournalDevelopment Policy Review
Issue number5
StatePublished - Nov 2002

ASJC Scopus subject areas

  • Geography, Planning and Development
  • Development
  • Management, Monitoring, Policy and Law


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